SMS Terms and Conditions
Effective Date: July 14, 2026
These SMS Terms and Conditions apply to text messages sent by or on behalf of Bill Hannan Insurance Agency, Inc.
Consent to Receive Text Messages
By opting in to receive text messages from Bill Hannan Insurance Agency, Inc. through a website form, written authorization, verbal consent where permitted, or another authorized method, you agree to receive SMS or MMS messages from us at the mobile telephone number you provided.
Consent to receive text messages is not a condition of purchasing insurance, obtaining an insurance quote, or receiving other services.
Types of Messages
Messages may include:
Responses to insurance questions or inquiries.
Quote and application follow-ups.
Appointment confirmations and reminders.
Requests or reminders for documents, signatures, photographs, inspections, or other information.
Policy, application, underwriting, or account-status notifications.
Renewal and policy-service communications.
Billing or payment reminders.
Claims-related and customer-service communications.
Other conversational or informational messages related to services you requested.
We will not send marketing or promotional text messages unless you have provided the level of consent required for those messages.
Message Frequency
Messaging frequency may vary depending on your requests, insurance activity, and communication needs.
Message and Data Rates
Message and data rates may apply. Your wireless carrier’s message, data, and other charges may apply to messages sent or received under your wireless service plan.
Opting Out
To opt out at any time, text STOP.
After you submit a STOP request, you may receive a confirmation message. You will no longer receive text messages from that sending number unless you subsequently opt back in by sending an appropriate opt-in request, such as START.
Opting out of text messages does not prevent you from contacting us through another method.
Assistance
For assistance, text HELP or visit our website at:
https://www.carinsurance24-7.com
You may also email HannanAgencyInc@gmail.com.
Privacy
Your privacy is important to us. No mobile opt-in or text message consent will be shared with third parties or affiliates.
Review our Privacy Policy at:
https://www.carinsurance24-7.com/privacy-policy
These SMS Terms and Conditions are available at:
https://www.carinsurance24-7.com/terms-and-conditions
Delivery and Availability
Text-message delivery is subject to effective transmission by your wireless carrier and other service providers. Delivery may be delayed or unsuccessful due to circumstances outside our control.
Wireless carriers are not responsible for delayed or undelivered messages.
SMS service may not be available through every carrier, device, or geographic location.
Security
Text messages and standard email may not be secure. Do not send Social Security numbers, payment-card information, medical information, passwords, or other highly sensitive information by text message unless we specifically provide an appropriate secure method.
Changes to These Terms
We may update these SMS Terms and Conditions periodically. Updates will be posted on this page with a revised effective date. Your continued participation in the SMS program after an update constitutes acceptance of the revised terms to the extent permitted by law.
Contact Information
Bill Hannan Insurance Agency, Inc.
PO Box 72
Franklin Square, NY 11010
Email: HannanAgencyInc@gmail.com
Website: https://www.carinsurance24-7.com